Accounting for real small businesses

Accounting that understands how you work.

Tell AccountsBud what happened. Upload a receipt, invoice or bank transaction — or simply explain it in your own words. AccountsBud works out the accounting and keeps your books up to date.

No accounting jargonUnderstands your businessYou stay in control
Your AccountsBud accountantDemo · approval required
Understanding the purchase…
Because this machine was bought to refurbish and sell, I’ll treat it as stock rather than a normal business expense.
Purchase · £1,200Ready to review
TreatmentStock for resale
Paid fromBusiness bank
Business happensMessages, receipts and invoices
AccountsBud understandsPurpose, people and context
Proper books updateReviewed accounting underneath
You get the answersProfit, cash, tax and money owed
From conversation to accounts

Say what happened. See your books update.

AccountsBud does the work between everyday business activity and properly prepared accounts. You see what it understood, why, and what will change before anything is posted.

01

Tell it or upload it

A message, receipt, invoice or bank transaction.

02

Understand the context

What it is, why it happened and how your business works.

03

Propose the accounting

A clear treatment in language you understand.

04

You review

Approve it, answer one key question or correct it.

05

Your accounts update

The books and your financial view stay connected.

Approved purchase added to your accounts

The accounting happens underneath, without making you speak debit and credit.

Stock  +£1,200
Business bank  −£1,200
No forms to translate

Give it whatever you’ve got.

A document gives AccountsBud the facts. Your business context gives those facts meaning. That is how a receipt becomes accounting rather than merely extracted text.

▤   Receipt
▧   Invoice
£   Bank transaction
•••   Conversation

Screwfix

Total£84.60
Document → facts → context → accounting
SupplierScrewfix
Total · Date · VAT£84.60 · 14 Aug · £14.10
Business contextMaterials for Riverside job
Proposed treatmentDirect cost · Riverside extension
It learns your business

Less explaining. More understanding.

AccountsBud remembers useful context — the way purchases, people, jobs and assets work in your business — so the next transaction starts with better understanding.

First time
Bought another machine for £700.
Is this to refurbish and sell, or equipment you’ll use in the business?
Machines like this are normally bought to refurbish and sell.
✦ Context remembered: machines like this → resale stock
Later
Bought another one for £850.
I’ll treat this as stock for resale based on how your business normally handles these purchases.
✓ Ready to review
Conversational corrections

Made a mistake? Just tell it.

You shouldn’t need to understand accounting screens or journals to correct your books. AccountsBud identifies the affected transaction and proposes the change for review.

“Actually Adam paid for that personally.”
“That wasn’t advertising. It was packaging.”
“That machine was bought to sell, not use.”
Matching transaction found

Packaging order · £186.40

Originally paid from Business bank

Proposed correctionPaid personally by Adam · amount owed back to Adam
Nothing changes until you review it.
The reason the books matter

Know where your business stands.

Because AccountsBud understands what is happening day to day, you can ask about the business in plain English and get a useful financial view — not just a list of transactions.

Financial overview · illustrative demo

This month

How am I doing this month?
Sales£18,420
Expenses£10,870
Profit£7,550
Bank£12,480
Customers owe you£4,280
You owe suppliers£1,940
Estimated VAT£1,260
Estimated tax to set aside£1,850
How much did I make?Who still owes me?What bills need paying?Why were expenses higher?What’s my stock worth?

Illustrative product data. Estimates depend on complete, accurate records and are not a final tax calculation.

Accounts you can understand

Not just reports. Answers.

See the shape of the business, then ask why something changed. AccountsBud connects the answer back to the underlying activity.

Profit & loss · illustrative demo

Where profit came from

Revenue£18,420
Cost of sales−£6,200
Gross profit£12,220
Business expenses−£4,670
Profit£7,550
“Why is profit lower than last month?”
Sales were similar, but repair and parts costs were £1,420 higher this month.
Who owes who · illustrative demo

Money in and out

Money coming in
ABC LtdDue 12 Sep£1,250
Jones PlumbingOverdue£780
Owed to you£4,280
Money going out
Supplier A£620
Supplier B£1,320
You owe£1,940
Ask AccountsBud
“Who hasn’t paid me?” · “What needs paying this week?”
More than transaction entry

The everyday jobs, connected.

AccountsBud is a practical accounting workspace for what happens every day and the questions that follow.

Purchases & expenses

Receipts, bills and everyday spending — understood in the context of why the business bought them.

Sales & money owed

Invoices, payments and outstanding customers, with a clear view of what is still due.

Stock & equipment

Work out whether a purchase is stock for resale, equipment the business keeps, or an immediate expense.

Corrections

Say what changed in plain English and review the accounting correction before it updates.

Tax & VAT

See qualified estimates of what may need setting aside and what deadlines are approaching.

Business performance

Understand profit, cash, debtors, creditors, stock and trends without translating a conventional report.

AI with boundaries

Helpful enough to move quickly. Careful enough to trust.

AccountsBud does not silently guess. It moves forward when the evidence is strong and slows down when one fact could change the accounting.

Confident? Propose it.Show the treatment and reasoning for review.
?
Something important missing? Ask.One short question focused on the decision.
!
Information conflicts? Flag it.Make the inconsistency visible instead of choosing silently.
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Something unusual? Explain it.Keep the evidence and reasoning with the transaction.
Before the books change? You review.You remain in control of what gets posted.
Who it is for

Built around your business, not an accounting template.

These are not fixed modes. AccountsBud learns what people, purchases, places and work mean in your business.

Trades & services

Jobs, materials, tools and expenses.

Resellers

Purchases, refurbishment, stock and sales.

Landlords

Properties, rent, repairs and expenses.

Consultants & freelancers

Invoices, expenses and tax records.

Growing businesses

Customers, suppliers, staff, assets and reporting.

Owner and accountant, connected

Better records in. Easier accounts out.

AccountsBud handles the day-to-day understanding and record keeping. When you or your accountant needs to review something, the evidence, reasoning, changes and transaction history are there.

AccountsBud early access

Run your business.
Tell AccountsBud the rest.

Receipts, purchases, invoices, stock, corrections and everyday questions — AccountsBud turns what’s happening in your business into accounts you can understand.

Start with AccountsBud No accounting knowledge required. You’re always in control.